First Bank Transfer Codes USSD – A Simple Guide to 894#

First Bank of Nigeria is one of the oldest and most trusted banks in the country. To make banking easier, First Bank offers USSD banking using *894#, allowing customers to send money, check balances, and pay bills without an internet connection.

This SEO-friendly article explains everything you need to know about using First Bank transfer codes, including how to register, the full USSD code list, and security tips for safe mobile banking.

What Are First Bank Transfer Codes?

First Bank USSD codes are short codes that let customers perform banking transactions directly from their mobile phones—no internet needed. These codes work on all major GSM networks in Nigeria (MTN, Airtel, Glo, and 9mobile) and can be used on any phone, including basic feature phones.

• Main First Bank USSD Code: *894#

How to Activate First Bank USSD Banking

Before you can use First Bank transfer codes, you must first activate the service on your phone.

SEE ALSO: OPay Transfer Codes USSD – Complete Guide

Self-Registration via USSD:

1. Dial *894# on the phone number linked to your First Bank account.

2. Choose “Quick Banking” or “Register”.

3. Enter your First Bank account number.

4. Create a 4-digit PIN to use for all USSD transactions.

5. Confirm your PIN to complete registration.

Registration via Branch:

If self-registration fails, visit any First Bank branch with:

• A valid means of identification

• Your registered phone number

• Your First Bank account details

List of First Bank USSD Transfer Codes and Their Functions

How to Transfer Money Using First Bank Transfer Codes

Transfer to First Bank Accounts:

1. Dial *894#

2. Select “Transfer Money”

3. Choose “First Bank”

4. Enter recipient’s account number and amount

5. Confirm with your 4-digit PIN

Transfer to Other Banks:

1. Dial *894#

2. Choose “Transfer”

3. Select “Other Banks”

4. Enter bank name, account number, and amount

5. Confirm with your PIN

You will receive a confirmation message after the transaction.

How to Check Your Account Balance

• Dial *894*00#

• Enter your 4-digit PIN

• Your account balance will appear on the screen and via SMS

How to Buy Airtime Using First Bank USSD

For Yourself:

• Dial *894*Amount#
  Example: *894*500# to recharge ₦500

For Others:

• Dial *894*Amount*PhoneNumber#
  Example: *894*200*08012345678#

Enter your PIN to complete the transaction.

How to Pay Bills Using First Bank USSD

Electricity Bills:

1. Dial *894#

2. Select “Pay Bills”

3. Choose “Electricity”

4. Enter your meter number and amount

5. Confirm with PIN

Cable TV (DSTV, GOtv, Startimes):

1. Dial *894#

2. Choose “Pay Bills”

3. Select your TV provider

4. Enter Smartcard number and amount

5. Confirm with PIN

How to Get a Mini Statement

• Dial *894*10#

• Enter your PIN

• Your last five transactions will be shown

Security Tips for Using First Bank USSD Codes

• Never share your PIN with anyone

• Avoid using your USSD code on public or shared phones

• Watch out for fake calls or SMS pretending to be from First Bank

• Use *894*911# immediately to block your account if you suspect fraud

Common First Bank USSD Issues and Solutions

1. “Transaction Failed” Error

• Check your balance and network signal

• Confirm that your phone number is linked to your account

2. “Invalid PIN” Error

• Enter the correct 4-digit PIN

• Dial *894# and choose “Forgot PIN” to reset it

3. Code Not Working

• Ensure you’re dialing *894#

• Try another phone or contact First Bank customer care at 0700FIRSTCONTACT

Frequently Asked Questions (FAQs)

Can I use First Bank USSD without an ATM card?
Yes. You only need a registered phone number and a USSD PIN.

What is the daily transfer limit?
The daily limit is ₦100,000. You can request a higher limit at the bank.

Can I use First Bank USSD abroad?
No, it works only on Nigerian mobile networks.

Are there charges for using First Bank USSD?
Yes. There is a standard fee of ₦6.98 per transaction.

How do I change my USSD PIN?
Dial *894# and select “Change PIN”.

Conclusion

First Bank USSD transfer codes (*894#) provide a fast, secure, and reliable way to handle your banking needs without internet access. Whether you want to transfer funds, buy airtime, pay bills, or check your account balance, USSD banking makes everything easy and accessible on any mobile phone.

To enjoy these services, register today and secure your account with a strong PIN. For support, contact First Bank customer care.

Start using *894# now for simple and convenient mobile banking with First Bank Nigeria.