Moniepoint USSD Code for Transfers – Easy Guide

Moniepoint USSD Code for Transfers – Easy Guide

Banking in Nigeria has become easier thanks to companies like Moniepoint. It started with POS services but now offers full banking, including an easy-to-use USSD code — *5573# — for people without internet access.

This guide explains how the Moniepoint USSD code works, how to use it, and why it’s great for quick and safe banking.

What is Moniepoint?

Moniepoint is a Nigerian financial company licensed by the Central Bank of Nigeria (CBN). It offers banking services for both individuals and businesses.

You can use Moniepoint to:

• Send and receive money

• Pay bills

• Manage business finances

• Apply for small loans

Moniepoint is trusted by millions and follows strict financial rules, making it a safe choice.

What is the Moniepoint USSD Code?

*The code is 5573#

It lets you do banking on your phone without needing the internet. This is great for people in remote areas or those using basic phones.

With the *5573# code, you can:

• Send money

• Check your account balance

• Buy airtime and data

• Pay bills (TV, electricity, etc.)

• Get a debit card

• See recent transactions

• Change your PIN

How to Start Using the Moniepoint USSD Code

1. Open a Moniepoint Account

   • Online: Download the Moniepoint app from Google Play or Apple Store.

   • Offline: Visit any Moniepoint agent.

   You’ll need:

   • Full name

   • Phone number

   • BVN

   • Address

   • ID (like NIN or voter’s card)

2. Activate USSD

   • Dial *5573# from the phone number you used to register

   • Create a 4-digit PIN

   • You’re ready to bank with USSD!

*What You Can Do With 5573#

1. Send Money

• Dial *5573#

• Choose “Transfer”

• Select the bank

• Enter account number and amount

• Confirm with your PIN

Note: Moniepoint has low transfer fees.

2. Check Balance

• Dial *5573#

• Choose “Check Balance”

• See your current balance

3. Buy Airtime and Data

• For yourself or others

• Choose network, amount, and confirm

4. Pay Bills

Use *5573# to pay for:

• Electricity

• DSTV, GOTV, Startimes

• Internet and other services

5. Request a Debit Card

Order a card that works with ATMs, POS, and online.

6. View Transactions

• Dial *5573#

• Select “Mini Statement” to see recent transactions

7. Reset PIN

If you forget your PIN:

• Dial *5573#

• Select “PIN Management”

• Follow steps to create a new one

Why Use Moniepoint USSD?

Is Moniepoint Safe?

✅ Yes. It is licensed by:

• CBN (Central Bank of Nigeria)

• NDIC (Nigeria Deposit Insurance Corporation)

It uses top security systems to keep your money and data safe.

Safety Tips:

• Never share your PIN

• Check details before confirming transactions

• Contact support if anything looks wrong

Troubleshooting Common Issues

Why Moniepoint USSD Is a Game-Changer

Not everyone in Nigeria has smartphones or strong internet. With Moniepoint’s *5573# code, anyone can bank easily from anywhere — no app or data needed.

From rural traders to city workers, Moniepoint USSD makes banking simple, fast, and safe.

If you want:

• Quick banking

• Secure transactions

• No internet stress

Then *5573# is the right tool for you.

Frequently Asked Questions (FAQs)

Q1: What’s the Moniepoint USSD code?
A: *5573#

Q2: Do I need the internet to use it?
A: No. Just your mobile phone.

Q3: What if I change my phone number?
A: Visit a Moniepoint agent to update it.

Q4: Is it safe?
A: Yes, it’s protected by PIN and CBN rules.

Q5: Are there extra charges?
A: Small fees may apply depending on your network.